3 Types of Damage Covered by Boating Insurance

insurance for California boats

Boating can be a fun and exciting hobby to enjoy with your friends and family. If you own your own boat, it’s critical that you obtain some sort of insurance to ensure your vessel’s safety and to keep a little extra money in your pocket. Here are three common types of damage that insurance for California boats can cover:

1. Storms

While most people try to avoid boating in poor weather conditions, sometimes it just can’t be anticipated. If your boat is damaged by a storm or another weather-related cause, your insurance can simply pay for the costs of the repair.

2. Accidents

One of the most common ways boats become damaged is through accidents. This usually involves some sort of collision, whether it be on the water, in tow or even in your garage at home. Insurance for California boats covers damage caused by a variety of accidents, and often will pay for liability costs if you are at fault.

3. Wear and Tear

No matter how well you take care of your boat, there is nothing you can do to prevent your typical wear and tear. Fortunately, with boating insurance, you may never have to worry about repair costs again.

Before the next time you go boating, consider obtaining insurance for California boats. You can have the peace of mind knowing that both you and your vessel are safe.