Different Types of Freight Liability Coverage

Texas cargo liability coverage

Transporting freight hundreds or even thousands of miles is not an easy endeavor. Traffic accidents could occur slowing down the arrival time of the cargo. Or even vehicle problems could ensue leaving the driver stuck on the side of the road. The good thing is that having Texas cargo liability coverage could help protect against those potential problems. There are quite a few different types of protection policies your company could use. It is even possible to mix and match so that you can get the best coverage for your company.

One type of insurance policy that is commonly implemented by trucking companies is the motor truck cargo insurance. This type of policy covers the truck driver’s liability should any cargo get lost or even damaged due to a fire or collision. Truck drivers often spend long hours on the road, which can put them at an increased risk for accidents.

Another type of insurance policy business auto insurance that is often used for single trucks or truck fleets. The coverage under this policy could include collision costs, damages resulting from a natural disaster and even medical costs for the injured driver.

If you are looking into getting Texas cargo liability coverage, make sure you have the right insurance policies to protect not only your cargo but your drivers as well.