Influential Acts of Congress

The Social Security Act of 1935 provided the first stage of an evolutionary process that has concluded, thus far, with The Patient Protection and Affordable Care Act of 2010. After 30 years of debating and stagnation of providing healthcare benefits to the American people finally came The Medicare Act and The Social Security Amendments of 1965. The Bill Clinton presidency helped evolve this Medicare / Medicaid benefits further by helping pass  The Health Insurance Portability and Accountability Act of 1996 (HIPAA). To further this evolution, on June 18th, 2010 the beginning phase of The Patient Protection and Affordable Care Act was enacted with The Preservation of Access to Care for Medicare Beneficiaries and Pension Relief Act. Following this came the most significant regulatory overhaul the insurance industry has seen since the 1965 Medicare Act, The Patient Protection and Affordable Care Act, known to most as “Obama Care”.

Up until the Affordable Care Act Congress was more focused on achieving health benefits for those who are underprivileged. Whereas, The American government has recently decided to follow suit with the rest of the “modernized world” and create a way for all legal citizens on U.S soil, to gain medical insurance, whether they can afford it or not. Making it a requirement to have health care (as of 2016) has dropped the uninsured rate by 8.6%, which is down from 2015 (9.2%). As time progresses we are seeing more measures to create a community reliant on the government to provide health insurance to all participating. As the new year progresses, we will see the implementation of new measures by the presidential successor, Donald Trump. As he helps hold the fate of our healthcare system along with our Congress.

As Mr. Trump’s aim is to “Make America Great Again”,  his ideology is that of supporting the free market system in which the before mentioned healthcare acts will be less restrictive and encompass the consumer’s right to choice. From the standpoint of his campaign (and many U.S. citizens), the cost of medical care has increased since 2010 along with the economic uncertainty of this nation. His intention is to completely repeal ObamaCare when in office because, “no person should be required to buy insurance unless he or she wants to”. Then his plan is to replace it with his own “TrumpCare” plan. This includes a revamp of the current Medicaid acts (expanding Medicaid- like programs) as well as a renegotiation of the current drug costs with big pharma. Only time will tell how much of Trump’s plan will be successful. His republican stance is in alignment with the republican majority in the House of Representatives and Senate, which is a good omen for his candor.




Major Legislation