Transporting goods over land is essential to most industrialized societies. Without these services, it would be virtually impossible to send and receive goods in a timely manner. Not receiving these items can put a strain on a system that is dependent on these services. While these transportation specialists work diligently to get much-needed products across the city, county, state or even country, it is important that they are protected from obstacles that might hinder their productivity. The right transportation liability insurance program can help ensure that the focus is on a safe, timely delivery and not spent on excessively worrying about potential mishaps.
Liabilities for Transportation Services
While most deliveries occur without incident, the consequences of not having coverage can be stressful and costly if an unforeseen mishap were to occur. Transportation services may assume financial responsibility in the following types of events:
- Towing services for broken down vehicles
- Repair or replacement of damaged or totaled vehicle
- Injury to driver and damage to property in the event of an accident
- Medical and litigation costs if accident is due to fault of service’s driver
- Damaged or missing goods in cargo
How Insurance Coverage Helps
Factors such as the home state, the range of the deliveries, types of goods being transported and costs of services can affect coverage. Discussing these needs with a qualified agent can help find the right transportation liability insurance program that is the best fit for a business’s needs.