Three Insurance Options For New Truck Drivers


Obtaining insurance for transportation industry companies can be a challenge for those who are unfamiliar with the coverage options and terminology. Ideally, one would work with an experienced agent to create an appropriate policy. If you’re in the process of building out your policy, here are three coverages that you should be sure to include.

Auto Liability

Auto liability is most likely going to be the most expensive part of your policy. It covers you in case you cause an accident that leads to a third party sustaining an injury or property damage. Your policy would cover your legal expenses and damages owed for such a case.

Motor Truck Cargo

As seen on, motor truck cargo insurance is one of the more important coverages as it protects the goods you’re transporting. In case disaster strikes and the freight you’re carrying becomes damaged or lost, your policy would cover the replacement cost.

Physical Damage

Physical damage insurance is first-party protection for your truck. In case of an accident while driving or perils such as fires or storms, your policy would cover the costs associated with repairing or replacing your truck.

Other coverages are available to help you protect your entire business, whether you’re on the road or loading up at the warehouse. Work with an experienced agent to craft a policy that meets your exact needs.