What You Didn’t Know About Car Insurance

car insurance ct

What You Didn’t Know About Car Insurance

If you own a car, you have to have insurance. That’s simply the law. While it might seem straightforward at first, it is a big decision that involved shopping around and finding the insurance that works best for you. If you’re new to car insurance or if you’ve gone through multiple carriers, here are some facts you might not have known about car insurance CT drivers rely on.

Credit Scores Matter

Did you know that insurance companies may look at your credit score? This can factor into your premiums the same way that an old ticket can. In addition, you may receive a hit to your credit rating if you fail to cancel your policy when you switch carriers.

Car Type Affects Premiums

There is a myth that car color affects your premiums. The truth is that color doesn’t factor into it at all. Your car type does, however. The type of car you drive matters. A high powered sports car may cost you more to insure than a family vehicle.

Every car owner needs car insurance. If you are looking for car insurance CT drivers can trust, then it’s important to shop around. Likewise, it helps to have some facts about your premium costs. The more you know about insurance, the more likely you are to make a smart decision.